In partnership with

An independent boutique wealth management firm with a long-standing dedication to clients offering financial solutions that fit your personal plan.

Monarch Wealth is a member of the Mutual Fund Dealer Association of Canada. The Mutual Fund Dealers Association of Canada (MFDA) is the self-regulatory organization for mutual fund dealers in Canada.

Monarch Wealth’s financial solutions offered include:

  • Financial Planning
  • Portfolio management
  • Private Client Portfolios
  • Tax strategies
  • Retirement planning
  • Insurance strategies
  • Education savings
  • Estate planning
  • GICs
  • RDSPs (Registered Disability Savings Plans)

We Design

Collection, Analysis & Synthesis

  • Client information & situation
  • Risk Tolerance
  • Short, Mid & Long Term Objectives
  • Financial Stability
  • Debt Consolidation
  • Current Rate of Return
  • Required Rate of Return
  • Cash Flow Projection
  • Net Worth Projection
  • Risk Analysis
  • Analyzing Current Investments
  • Estate Planning Strategies
  • Tax Planning Strategies

We Build

Implementing the Plan

Insurance Planning:

  • Making sure that clients are Adequately Insured for different risk
  • Filtering and choosing the Appropriate Insurance Policies from various carriers to address the clients' needs
  • Placing insurance plans to comprehensively protect clients with the right product at the right price

Investment Planning:

  • Identifying the Suitable and Required Asset mix
  • Choosing different plans (Registered vs non-registered) based on client’s personal situation
  • Optimizing tax efficient funds in the non-registered account
  • Filtering and Choosing the funds (out of 22,000 + funds)
  • Comparing Risk Adjusted returns of Funds, Vs Benchmarks & Peers
  • Selecting Fund Managers with Value-added performance with Mid to Long term fund track record
  • Monitoring of Portfolio
  • Re-balancing & Reallocating Funds as needed

Estate Re-allocating:

  • Combining Insurance & Investment Plans to address clients’ current and future needs & wishes
  • Optimizing Insurance & Investment Strategies to preserve clients' Estate and minimize final taxes

Tax Planning:

  • Review of past tax filings
  • Advise clients on tax efficient strategies
  • Tax preparation utilizing Financial Planning Strategies
  • Provided by trained accredited tax professionals

We Manage

Monitoring and updating the Plan

  • Ensure that the Financial Plan is on-track and current
  • Monitoring the client’s overall Financial well being
  • Measuring and reporting clients' financial progress
  • Utilizing various investment strategies for tax efficient growth.
  • Monitoring the Investment Plans to accommodate un-planned changes.
  • Periodically review the Risk Management Plans to ensure that adequate insurance plans are in-force to address all possible risks as applicable to the client’s specific situation.

Wealth = Financial Independence

We advise clients on WHAT to plan.

We advise clients WHERE to execute the plan.

We advise clients on HOW they are progressing.

Financial Plans are not all alike...